Monday, September 30, 2013

Howling with the Moon... in your new home .Marlboro, Mass

We have one wonderful home, ready for you to move in , in just weeks! Can you get financed fast?
Are you ready to move....be in for that special Halloween night in your new neighborhood, close to Rt 495, minutes to the malls nearby, the ice skating rink for hockey games, the high school and more..
Shop for groceries and errands, just down the street in Hudson near the Rt 495 exit....FABULOUS LOCATION!

THIS HOME has what it takes, a special foyer, a collection area for the kids, a lovely living room with fireplace...a country kitchen with fireplace and 1/2 bath, plus a formal dining room on the first floor...

On the outside, you have a front farmers porch ,on the rear a deck for privacy....but upstairs is the creme de la creme....WoW! A continental den with fireplace, plus a laundry, master bedroom with fireplace and its own bathroom, plus three more bedrooms, with bath.... HOW CAN YOU BEAT THIS....

Your kids will want to read in the continental den before bed....you will too! A house that has so much for low low $400,000's and it has a 2 car garage with nice front lot presentation....come see!

We also have another house under construction, we call it The Sovereign, a popular model, that needs to be seen, the frame is up, it is on the corner, next to a fenced in dry basin that can not be built on.......so you have privacy . Choose colors and cabinets now....and be in before Christmas if you move fast...

Call our office today....508-881-6662

Madlyn Fafard,: WOW! Is this the FOUNTAIN OF YOUTH?

Friday, September 27, 2013

CommercialindustrialspaceBostonarea: Massachusetts land for sale, big and small subdivi...

CommercialindustrialspaceBostonarea: Massachusetts land for sale, big and small subdivi...: Brokers .... Want to be in your own business? If you are an experienced well known commercial industrial broker with a following and want...

HOLLISTON NEW HOUSES, CARRIAGE HOUSE ESTATES, TOP OF THE WORLD

HOLLISTON, CARRIAGE HOUSE ESTATES off RT 126, at Ashland, Sherborn, Holliston, town lines....

                OUR SPECTACULAR HOMES SITES... at  TOP OF THE WORLD

CALL US FOR TOUR OF LOTS, styles, availability , delivery can be in 6 months depending on how long it takes for you to get financed....so start now, it costs nothing to look, get pre approved and make choices....508-881-6662

We have two homes in the $669,990 range...just coming on the market, in this neighborhood where homes are in the $700,000,s to the $800,000's   they are a little smaller and have garage under because of the lot size and shape....so get in the best neighborhood at the right price...who knows the difference in 5 years or more?

$669,990 The Dream Villager 2 car garage under, on lot 111, addresss... 95 Mohawk, This is a new style with country kitchen, dining room, study , hugh formal living room that will take a grand piano, a large first floor laundry, and her hideaway for your special china, knick knacks and other personal items you use seasonally or for special occasions. Just under 3,000 sf this style still manages the special master bedroom, with plenty of closets, attic storage, private bath, sitting area and more, even fireplaces...wait til you see the continental den at the top of the stairs on the second floor, it is just what a mother needs when she has a sick child, and has to be handy to the bedroom.....you really need to see this....women know what they need in their homes....

$669,990 The Sovereign, lot 110,...... 91 Mohawk, garage under ...come see the plan under construction in our design area this week.....The laundry is on the second floor, a gorgeous master bedroom and bath, first floor has country kitchen , fireplace dining room, and kitchen, fireplace family room and living room, more.... we have so many choices! There is a big collection room on the first floor off the kitchen for book bags, and kids stuff, or just your stuff!     Isn't that a relief? Take a peek at this plan, it might be the woman plan you like best!

Dreaming of a house with views to forever? I told you about lot 50. address is Indian Circle...it is going to go, soon. Call to see it in Holliston this week, We have our popular LAVENDER SCHEDULED FOR THIS LOT, the price for this spectacular style on this lot is $729,990

NO , THIS IS NOT THE VIEW, it is even better, I think....but you really need a tour with our salespeople who can show you what is available. Many of our lots are sold with lots of construction going on, soon the neighborhood will settle down and you will wish you were here!

We have not been able to keep a model, because it sells before we can finish it. However we are targeting Lot 74 for a model, unless you scoop it from us...

The elves have been busy, the Tonka Toys stopped hanging from the cliffs, because we placed loam and evergreens on the tops of the cliffs and down the sides, we sprayed wildflower seeds and if they appear in the spring...( fingers crossed) it will be spectacular!

Lot 50 is not the only spectacular lot....we are starting lots 109, 110, 111, 112 and the driveways can be seen taking shape, but make sure you go with our representative so you can get the updates on lots coming on the market, being built and what is what...5080881-6662

If you want a lot of house for the money, see our new Lavender, it is one of the most poplular houses we build. This one has a two car garage under, so it gives you a Grand Salon on the first floor.

This room can be....a formal living room with grand piano, or an activity room with ping pong or pool table . It is off the kitchen for family activities or for easy serving on family gatherings, it joins the dining room by French doors.

If you dream of elegant entertaining this is the house that can make it happen!

This newest style is being placed on lot 109 priced at $739,990

Lots coming soon, can be priced for your choice of style, if that style fits the lot.

46, 47, 61,62,63,64

GIVE US A CALL TODAY 508-881-6662

IDEAS ARE EXPLODING...NEW PLANS, NEW OFFICE, NEW MODELS, MORE

BROKERS, want to really have your own business....I have the answer, you must have a well known name and following to do this, contact me at dosevn @aol.com for what I think is the best idea yet!

New homes....Almost all summer, I have been building houses in my mind....and we are coming out with some of the hottest ideas for the spring market.......Oh! I am hoping you like them....wait till you see the choices...The newest models can be built in our 'open' locations so if you want a preview of what is coming .....and you can't wait....

COMING SOON.....NEW HOMES WITH EXCITING FLOOR PLANS

The Royale 3 bedroom 2 baths, side by side garage, 1st floor master bedroom and laundry $300,000's
Marlboro, Cider Mill and Holden are ready to take our new Royale, a 3 bedroom 2 bath home, with scrumptious first floor master bedroom and bath with soaking tub, fireplace bedroom, first floor laundry, wonderful country kitchen for the two of you....formal dining and living room , two bedrooms and a continental den on the second floor with full bath. Two car side by side garage.
Starting in the $300,000's Holden..( we can give it to you in Uxbridge for less money.)...Cider Mill...Marlboro $400,000's..
We have one sold in Holden , it has been customized so floor plan is a little different, but you will be able to see this in about three months...

The Villa 3bedroom RANCH, 2 baths, side by side garage, 1st floor laundry $300,000's with FARMERS PORCH
Finally a 3 bedroom ranch, and it is a wow, yesterday I put the finishing touches on her...the master bedroom occupies the whole back end of the house....with sitting area, fireplace, walk in closet and great bathroom with soaking tub...walk forward pass two bedrooms a laundry and full bath, enter the living room, with formal dining room off the kitchen, these three rooms share a 3 way fireplace under the kitchen counter. The dining room can be set up as country kitchen or keep as a formal dining room. your choice...depending on how you like to live in your own palace.
Close to the kitchen is the farmers porch...which is your place to relax in the evening....or entertain your guests....it also provides a covered entry to the front door. You will love this house, and it is available in Uxbridge, ( not priced yet, try us!) with garage facing street, guaranteed you will love the price......Holden with garage facing Street $300,000's and in Marlboro with farmers porch facing the street. side garage. $400,000's
P.S.
You can order this ranch with a 4th bedroom ( the Princess Room) over the two car garage , it has a private stairway off the foyer, to a large bedroom and full bath, with big closets.

We are starting a model, so you will be able to see this in about three months in Marlboro, Cider Mill

Bellingham

Roads are cut....AND
Candlight Village, is taking shape, her roads are cut, public sewer is going in....the models are getting the final touch.... In addition to the two homes above, we will be offering our popular Victoria, Victoria Jean, and
The Duchess...all new ideas....a fabulous master bedroom with sitting area, walk in closet, double sided fireplace to soaking tub, and private bath, on one half of the back of the house, adjacent to that is the count;ry kitchen, wait til you see the newest idea in kitchen layout...convenient to the formal dining and not stealing the window walls....YES, YOU WILL LOVE THIS , 2nd bedroom on the first floor adjacent to full bath, nice living room, and first floor laundry....2 car side by side garage,
If you are getting ready to retire, the 2nd bedroom on the first floor acts as an at home office so you can keep your desk and papers out of sight, especially if you work from home.

The Duchess is available in Holden, and Uxbridge now , will be priced this week.. You can order a third bedroom over garage or central part of house with private staircase from entry foyer.

Hope you like the ideas, and our new coming plans....Call for appointment if you wish to see the new ideas and plans 508-881-6662

Tuesday, September 24, 2013

How to have the fastest closing ever - MSN Real Estate

MORTGAGE RATES AND YOU, stop think, listen,evaluate

We can put you together with a mortgage officer or two or three for a pre approval and a rate lock in , just give us a call, no charge,

Better lock in your mortgage rate. Now!

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Published: Thursday, 19 Sep 2013 | 9:06 AM ET

By: Diana Olick | CNBC Real Estate Reporter

Tony Avelar | Christian Science Monitor | Getty Images

Real estate stocks rallied, and mortgage rates fell, as fears of Fed "tapering," at least in the short term, evaporated.

The Federal Reserve will continue to buy U.S. Treasury securities and agency mortgage-backed securities, both of which have kept mortgage rates well below historical norms for the past few years. Fed governors cited the recent rise in mortgage rates in their list of concerns that kept them from pulling out of asset purchases.

Play Video

Mortgage rates lower

Closed existing home sales rose 1.7 percent in August, reports CNBC's Diana Olick. Realtors say lower mortgage rates will not help home sales this Fall.

"It's a good day to get a mortgage rate," wrote Dan Green, author of The Mortgage Reports blog, immediately following Wednesday's Fed announcement.

But was it a good day for the housing market? What did it really say about the health of the recovery? It's like when you were a kid, and you don't have to go school because you are sick. Great! No school! Except you're still sick. That is exactly what the Federal Reserve's message was to the U.S. housing market.

"An insipid victory for housing markets," tweeted economist Sam Chandan. "Fed doesn't believe rebound can be sustained absent artificially low mortgage rates."

Ever since members of the Federal Reserve began hinting about a "taper" of asset purchases back in May, mortgage rates have been rising. The rate on the 30-year fixed conforming loan is over a full percentage point higher than it was in May; of course back in May it was near historic lows.

(Read more: Can the mortgage market crash again?)

Play Video

Why the Fed 'blew it': Druckenmiller

Stanley Druckenmiller, former chairman of Duquesne Capital, and Jimmy Dunne of Sandler O'Neill discuss the decision to delay tapering. CNBC's Steve Liesman reports.

The rise in rates put the brakes on the housing recovery, sending both mortgage applications and home sales lower during the summer months. While home builders continued to tout demand and affordability, they could not help but notice fewer buyers in their showrooms.

"We are experiencing the same as others who have reported, decent spring followed by a poor summer," said Stephen Paul of Mid-Atlantic Builders. "Through June, sales were up 16 percent then dropped off the table in July and August."

Home builder confidence stalled nationally in September, after rising steadily, especially at the beginning of 2013.

"While builder confidence is holding at the highest level in nearly eight years, many are reporting some hesitancy on the part of buyers due to the sharp increase in interest rates," said Rick Judson, the National Association of Home Builders' chairman.

If interest rates retreat to where they were at the beginning of the year, mortgage refinances will likely rebound again, especially since they have dropped so dramatically in the past six months.

As for home sales, that is not an easy call. Sales have been hampered not just by rising mortgage rates, but by very low inventory, anemic construction, and still-pervasive negative equity among potential move-up buyers. Lackluster job and wage growth, especially among younger Americans, has not helped either.

We also know that while the Federal Reserve may not be tapering now, it will have to eventually. Some say it should do so sooner rather than later.

"Rip this Band-Aid off already," said Peter Boockvar of the Lindsey Group. "There will never be the right time to cut back, and today was the perfect opportunity to do so because the market was ready for it. Playing games now over this with the market will not smooth the eventual ease."

Boockvar pointed to the home buyer tax credit, which boosted sales briefly, only to expire and send sales slumping again. The Fed is clearly afraid of stalling the housing recovery now.

(Read more: Map: Tracking the recovery)

"Clearly the Fed has been spooked by the extent of the surge in long-term interest rates over the past couple of months and the impact that now appears to be having on the housing market," said Paul Ashworth at Capital Economics. "But there is a dangerous circularity here because the initial rise in long-term rates was largely a response to the Fed hinting that it would begin to reduce its asset purchases sometime in the second half of the year."

The confusion the Fed has now created could in fact result in more volatility in the credit and housing markets.

—By CNBC's Diana Olick. Follow her on Twitter @Diana_Olick.

Questions?Comments? facebook.com/DianaOlickCNBC.

Thursday, September 19, 2013

Massachusetts Affordable Housing Do You Qualify

We have two new homes available, the last ones in the wonderful town of Hopkinton, Mass., located close to Lake Whitehall State Park, near town and near Rt 495, back roads to Rt 9 and Framingham or take 135, or Rt 495 all near by.

Call Tim Long today 508-881-6662 Fafard Real Estate

Happy homes, learn how to deal with KID problems, Fafard is Metrowest Massachusetts

We hope you have a happy homes when you buy from us, as a mother, teacher and person, this has been a wonderful magazine for me, before I could pay my way to college and now as an adult, especially if you are dealing with serious problems, aspergers, autism, split personality, or even people who just DON'T GET IT! You can't change others but you can be the one to set the pace in your home and teach your children how to handle problems. Think of us when you need a home in the Boston Metrowest area, 508-881-6662 and think of the help you can get from a subscription to this magazine, and read it cover to cover...keep it for reference....there is so much help here.

from ....

Psychology today

How to Transform What's Draining You

How can you “feel good" when life has so many obstacles?

Published on September 18, 2013 by Laura Markham, Ph.D. in Peaceful Parents, Happy Kids

"Looked at from a spiritual standpoint, our discomfort in any given situation provides a signal that we are out of alignment with spiritual law and are being given an opportunity to heal something." -- Colin C. Tipping

Photo Courtesy ofhttp://www.anajunecreative.com/

We talked yesterday about getting rid of what drains you so you feel more energetic and alive. But what if you’ve found a whole list of things you don’t like and can’t eliminate? Maybe, for instance, your children--or at least some of their behavior!
Kids aren’t “perfect” any more than we are. Your baby resists diaper changes, your two year old runs away from you in the park, your three year old only likes white food, your four year old shrieks when there’s a tag in her clothing, your five year old wets the bed….And we haven’t even started with your finances, body, or love life. How can you “feel good" when life has so many obstacles?

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The bad news is, life is not perfect. Ever. The good news is, you can have a perfectly wonderful life, even with all these imperfections. The secret is in your attitude. If you don't like that and want to fight with life, be my guest. There are certainly times when each of us needs to rant about the unfairness of it all. But there's wisdom in accepting things we cannot change. And there's growth in finding ways to appreciate what's good about where we find ourselves.
Life is too short to spend it armored with resistance. Even if you want to change something, you’ll be more effective from your centered, loving self than from your irritated, fearful self.
The paradox is that when you can find a way to more love, how you experience the situation will change. In fact, sometimes that change in ourselves makes us so much happier that we might look back in gratitudeat the difficult circumstance that spurred us to change. (Really!) Here’s how.
1. What do you find unpleasant? Do you find it excruciating to take your child to the playground and push the swing? Find a way to make it fun for yourself. Connect more with your child, or use it as a sort of movingmeditation. Do you find diaper changing unpleasant? Use this time to look into your baby's eyes and tell her how adored she is. Or just stop fighting with your toddler and change his diaper standing up.
2. Notice the times each day that stress you. (Bedtime? Getting out of the house in the morning?) Write out a routine for that time of day that works for both you and your child. Post it, complete with photos for your child. Keep refining it until you can enjoy it stress-free. Make sure you include something you LOVE doing, whether that’s the bedtime snuggle or a family hug/blessing in the morning before you head out the door.
3. Accept “faults” as foibles by cultivating a sense of humor and affection about them. Research shows that couples who have been happily married for a long time have learned to see each other’s faults as endearing traits. What would it take for you to accept your child’s challenging behavior as just another endearing part of this wonderful small person you love so much? For example, you could see your child as stubborn, or you could appreciate that he never gives up, and learn to work with that. Cultivate a sense of humor, an awareness that she’s still growing and changing, a commitment to seeing things from her point of view, and an appreciation that weaknesses are the flip side of our strengths.
4. Redefine Productivity. If you try to "do it all," what matters most will probably fall off your list. Most of what's on your to-do list won't matter next year, or even next month. But those moments that make your heart melt with your child will matter for the rest of his life. Move them to the top of your to-do list, let go of your self-judgment, and learn to say No to lesser things.
5. Find the silver lining. Does your son do well at school all day but get ornery or melt down when you pick him up? He feels safe enough to bring all his pent-up emotions to you for healing at the end of the day, and he's learning how to handle his emotions in a healthy way from your empathy. Is your daughter strong-willed? You won't have to worry about peer pressure! There is always something to be grateful for, even in the hardest times.
The real silver lining is that you're lucky enough to have this emerging human entrusted to your loving care, and every time you act with love you're stretching your own heart to let more love in. Ultimately, loving our children is what heals us. And that's what transforms everything.

Subscribe to Psychology Today now and get a free issue!

Have a comment? Start the discussion here!

Tuesday, September 17, 2013

Housing Shortage, not in Massachusetts Our elves have been busy, wrapping up finished lots , plenty ready to go all around Metrowest

We have all kinds of finished lots ready to go, around Metrowest. We have subdivisions coming on the North Shore in towns like Amesbury and Salem. We have new sites open or opening in Bellingham, Uxbridge, Holliston, Ashland, Marlboro , Natick, pick your price range, pick your style. We can provide a lot, with your new home of choice within 4 months or so, depending on your financing, and selections. Prices from $200,000's something in every price range up.to million plus. Something for every budget.

Our newest places to live are Uxbridge and Bellingham only minutes from the City that never sleeps Providence, Rhode Island, with water shows, a taste of Italy on Atwell's Avenue, minutes to Newport on the Ferry, Providence Mall, Lincoln Mall , Warwick and more all within easy reach , just run south on Rt 146, from either location and if you head north on 146 it is only 10 minutes from Uxbridge to the Mass Pike, the New Place to live...move west young man! Was that the saying? Try it, you might like it!

New Housing Crisis: Not Enough to Buy

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Published: Thursday, 21 Jun 2012 | 10:57 AM ET

By: Diana Olick | CNBC Real Estate Reporter

NicK White | Cultura | Getty Images

Sales of existing homes declined in May, according to a new report from the National Association of Realtors, not just because the overall housing market is struggling, but because there are simply not enough homes to buy.

There are currently 2.49 million for sale, a drop of 20 percent from a year ago. To make matters worse, supply is lowest on the low end, where so much of the investor activity has been over the past several years.

This lack of supply has seriously skewed the readings on home prices for the second straight month.

The median price of an existing home, as reported by the Realtors, rose 7.9 percent in May annually, but NAR chief economist Lawrence Yun was quick to point out that this does not mean the average home owner gained that much equity; it is simply a big shift in the type of home that is selling. Sales of homes priced under $100,000 dropped two percent from a year ago, while sales of homes priced between $250,000 and $500,000 shot up nearly 29 percent (though still at low volumes historically). Again, this is due to lack of supply on the low end, specifically distressed homes.

While there are still plenty of delinquent mortgages and homes in the foreclosure process, 5.57 million according to a new report from Lender Processing Services, the big bank servicers are still trying to go back and modify many of these loans. There is also still a huge backlog of foreclosures in judicial states like New Jersey, Florida and New York. Inventories of foreclosed properties in non-judicial states (where you don’t need a judge in the foreclosure process), like Arizona, have dropped to under a three-month supply.

Realtors say they did not see the usual spring bump in supply, as fewer regular homeowners put their homes on the market this year. The big question is, why not? Mortgage rates just hit yet another record low at 3.66 percent on the 30-year fixed, according to Freddie Mac. Home prices are stabilizing, if not gaining. Low supply should be a signal to homeowners that they could possibly get a bidding war. Still, nothing.

“They want to participate in the recovery by holding on to their property longer,” surmised Yun on why sellers are reluctant to list.

Fear is clearly a factor, as is negative equity. Between 11 and 12 million borrowers still owe more on their homes than they can sell them for, and many more borrowers in a near negative equity position; that means they can’t get enough equity out of their homes to cover the Realtor fees and the moving costs, nor to put down on a new home. That’s why the market is ripe for first time buyers, but they are not stepping up either, at just 34 percent of purchases. In a normal market, they would make up 45 percent. That, again, is part fear, but largely tight credit.

Mortgages may be cheap, but they are not easy.

The supply situation has gotten so bad in Northern Virginia that the Realtors there launched a new campaign this week titled, “Ask Me,” trying to get potential sellers to contact agents to find out, “Is it the right time for me to sell or buy a home?”

The Northern Virginia Association of Realtors, in the release, claims there is less than 2 months’ supply of available homes for sale in the market, a 37 percent drop from a year ago. Unemployment is trending down, and sellers have been able to get 97 percent of their list price, according to NVAR. The Realtors there are literally begging for more supply.

This supply situation proves just how tenuous and unique the current housing recovery is. It is heavily dependent on investor activity, not real, organic buying, selling and moving up. An investor purchase registers one sale, but a regular sale represents at least two, as the seller will likely buy another home, and so on and so on. Investors are certainly necessary to clear all the distress left over from the housing crash, but until we see not just more sales but more sellers out in the market, the housing recovery will remain in low gear.

Questions? Comments? RealtyCheck@cnbc.comAnd follow me on Twitter @Diana_Olick